Brief Overview of  Trip Cancellation plans
 
  Access America Navigator Access America
Travel with Ease
Travel Guard
Protect Assist
Specialty Risk
Round Trip
HTH Trip Protector
Pre-Existing medical condition
waived if purchased within
___ days of initial trip payment
        14 Days        14 Days       15 Days        10 Days       14 Days
Maximum Medical Benefit       $50,000       $10,000       $25,000     $10,000     $10,000 (U.S. 
Citizens only)
Trip Cancellation/Interruption
Maximum Benefit
     $30,000        $30,000 Call Company if
in excess of
$10,000
    $20,000      $20,000
Baggage / Document Coverage
Maximum Benefit
      $1,500       $750     $750     $750       $1,000
Baggage Delay Maximum Benefit     $500       $200     $200     $200      $200
Emergency Medical Evacuation
Maximum Benefit
    $200,000         $20,000       $300,000      $25,000     Unlimited
Travel Delay Maximum Benefit      $1,000         $500       $1,000     $500     $600
Missed Connection Maximum
Benefit
     $500       $500        N/A     $500     $600
24 Hour Travel Assistance     Included      Included     Included     Included      Included
Collision Loss / Damage for
Rental Car
    $25,000       N/A      $25,000         N/A  
Accidental Death Benefit      $50,000       N/A        N/A     $10,000        N/A
Common Carrier Accidental
Death Benefit
      N/A       N/A Flight Accident
Insurance 
Optional up to
$500,000
Optional Rider
available for
$300,000 -
$500,000
 Flight Insurance
Only.. $100,000
Medical Protection ONLY
plan available
        N/A       N/A        N/A       N/A         N/A
Baggage Delay Coverage ONLY
plan available
       N/A         N/A           N/A         N/A           N/A
Trip Cancellation/Interruption
ONLY plan available
   Up to $1,000    Up to $1,000        N/A       N/A         N/A
Additional Emergency Medical
Transportation Rider available
        N/A       N/A        Yes       N/A         N/A    
Additional Features Concierge
Services
  Live Travel Services    $100,000
Flight Insurance
Additional Features         Doctors in 130
countries / Security Profiles / City Health Profiles
Travelers Eligible to Purchase U.S. & Canadian
Citizens who
purchase in the
U.S.
U.S. & Canadian
Citizens who
purchase in the
U.S.
 U.S. and Non-
U.S. Citizens
 World-Wide
if booking thru a U.S. Agency
U.S. & Non-U.S.
Citizens who
purchase in the U.S.
U.S. and Canadian
Citizens
 
See Individual Company policies for details                                  (Back to Trip Cancellation Home Page)